Attention homeowners in Warroad and Roseau County: Get an Appraisal today!

See the top 7 reasons why MN homeowners order from Pahlen Realty, Inc.:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge Roseau county's assessment of your propertyvalue
  3. Remove PMI to lower their mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a MN divorce, when real estate property needs to be divided
  7. To settle an estate in Roseau county or MN by determining the true market value of real estate in question

Own a home in or near Warroad, MN and need help deciding the value of it?
Contact Pahlen Realty, Inc..

We at Pahlen Realty, Inc. understand the individual needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Pahlen Realty, Inc., are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value opinion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. Pahlen Realty, Inc. is seasoned in helping people just like you get rid of unnecessary PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that's declining or is not appreciating as much as other houses nearby. That means you are paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Pahlen Realty, Inc. is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be annoying from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Pahlen Realty, Inc. can provide you with an expert appraisal to help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comps in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.